Disclaimer for Lotus Advisory Group.
The information provided by Lotus Advisory Group. ("we," "us," or "our") on this website is for general informational purposes only. Although we strive to ensure that all details are accurate and up-to-date, we make no warranties about the completeness, reliability, or accuracy of this information. Any actions you take based on the information found on this website are strictly at your own risk. Lotus Advisory Group. will not be liable for any losses or damages in connection with the use of our website.
Legal Compliance
We are committed to ensuring that our services comply with the applicable laws and regulations of Singapore, especially those concerning the protection of personal data. This includes adherence to the Personal Data Protection Act (PDPA). The PDPA governs the collection, use, and disclosure of personal data by organizations in a manner that recognizes both the individual's right to protect their personal data and the need of organizations to collect, use, or disclose personal data for legitimate purposes.
User Agreement
By accessing our website, you agree to be bound by the following terms and conditions. These terms govern your use of our services. Please read them carefully. If you do not agree to these terms, you should not use our services.
- You must be at least the age of majority in your jurisdiction to use this site.
- You are responsible for maintaining the confidentiality of any accounts or passwords associated with access to our services.
Privacy Policy
We value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and disclose information about our users. By using our services, you consent to the collection, use, and disclosure of your personal information as described in this policy.
Data Collection
We collect personal data that you voluntarily provide to us when registering for an account, expressing an interest in obtaining information about us, or otherwise contacting us. The data we collect can include your name, email address, contact information, and any other personal data you choose to provide.
Data Usage
The personal data we collect will be used to operate and maintain our services, improve user experience, and provide necessary customer support. We may also use this information to communicate with you about updates or offers related to our services.
Data Protection
We implement a variety of security measures to maintain the safety of your personal data. We use industry-standard technologies to protect the integrity and security of your personal information from unauthorized access, use, or disclosure.
Data Retention
We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or to comply with legal, regulatory, or internal policy requirements.
Contact Information
If you have any questions regarding this disclaimer, our terms, or our privacy policy, do not hesitate to reach out to us through the contact form available on our website. Your feedback is invaluable, and we strive to improve our policies and practices to serve you better.
Policy Changes
We reserve the right to update or change any part of this disclaimer and our policies at any time. The most current version will always be available on our website. We encourage users to periodically review this page for any updates. Your continued use of the site after any changes will signify your acceptance of them.
Effective Date
This document is effective as of 2025-08-23. Changes to our policies will be marked by the effective date at the top of this page, which will reflect the last date on which changes have been implemented.